Why a First Home Savings Account Should Top Every First-Time Buyer’s Holiday Wish List

Combining the best features of an RRSP and TFSA, the FHSA offers unique tax benefits and investment opportunities tailored to first-time buyers. Here’s why every aspiring homeowner should consider opening one and how to maximize its potential. What is the FHSA? The FHSA (First Home Savings Account) is designed to help first-time buyers save for Continue reading

What’s Open and Closed in Toronto on Boxing Day 2024

Boxing Day in Toronto is always a unique mix of hustle and relaxation. While retail hubs and shopping malls will be bustling with deal-seekers, many services and attractions take a break for the holiday. Whether you’re planning to enjoy some downtime or hit the stores, here’s a detailed guide to what’s open and closed in Continue reading

Court Halts Upcoming Canadian Content Payments by Global Streamers

Big streaming companies such as Netflix, Disney Plus, Amazon, and Spotify have received a temporary reprieve from paying for Canadian content, thanks to a recent Federal Court of Appeal decision. The court will first hear their appeal against a Canadian Radio-television and Telecommunications Commission (CRTC) ruling before any payments are required. CRTC’s Canadian Content Payment Continue reading

Canada Implements Measures to Combat Fraud in Express Entry System

On December 23, 2024, the Government of Canada, led by the Honourable Marc Miller, Minister of Immigration, Refugees and Citizenship, announced important updates to the Express Entry system. These changes aim to strengthen the integrity of Canada’s immigration process by reducing fraud and ensuring the country’s immigration system remains fair and responsive to economic needs. Continue reading

Canada Discontinues Flagpoling for Work and Study Permits at Border

As part of Canada’s Border Plan, the Government of Canada has announced a significant policy change. Effective December 23 at 11:59 pm ET, work and study permits will no longer be issued to individuals engaging in flagpoling at a port of entry. What Is Flagpoling? Flagpoling refers to the practice where foreign nationals with temporary Continue reading

Chief Actuary Alberta Not Entitled to Half of CPP Fund

Alberta’s Proposal to Exit CPP Challenged by Chief Actuary Canada’s chief actuary, Assia Billig, has determined that Alberta would not be entitled to claim more than half of the Canada Pension Plan (CPP) fund if the province chooses to leave the national retirement program. In a report released Friday, Billig independently assessed the CPP legislation Continue reading

Recall Alert Dessert Sold at Costco Locations in Ontario Deemed Unsafe for Consumption

A popular dessert, the Brownie Skillet with Vanilla Ice Cream, sold at Costco stores in Ontario, Canada, has been voluntarily recalled by Sorrisa Group Inc. The recall, issued on December 20, 2023, cites the potential presence of rubber foreign material in the product, posing a possible choking hazard. Why Was the Brownie Skillet Recalled? Sorrisa Continue reading

Economists Predict Further Decline for Canadian Dollar Amid Downward Trend

Experts predict challenging times for the Canadian dollar in the months ahead as the currency continues its downward trend. “We do have more room to fall,” said Karl Schamotta, chief market strategist at Corpay. The Canadian dollar has been trading below 70 cents USD recently, nearly 4% lower than its value in September. What’s Behind Continue reading

Canada Revenue Agency Introduces New Benefits for Canadians and Residents Starting January 2025

Canadians, including newcomers and temporary residents, can expect a fresh round of payments from the Canada Revenue Agency (CRA) beginning in January 2025. These payments are designed to assist individuals and families in managing rising living costs. The government has introduced five essential benefit programs, and understanding eligibility and application processes is crucial for accessing Continue reading

Why Restaurants in Canada Charge GST and HST During the Holiday Tax Break

Ever since Canada announced the GST/HST tax break holiday in November, there’s been widespread discussion among Canadian restaurants, caterers, and customers about which products are eligible. This temporary tax relief, designed to provide savings for consumers, has sparked numerous questions, especially regarding alcoholic beverages, food delivery, and catering services. Clarifying the GST/HST Tax Break The Continue reading