The closure of dozens of Bank of America branches across the United States in 2025 has left many customers concerned—especially those who rely heavily on in-person banking. As the financial industry evolves, digital banking is replacing traditional brick-and-mortar services, and Bank of America is leading the charge in this transformation.
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Below, we break down the reasons for these closures, the full list of affected branches, and who is most likely to be impacted.
Why Are Banks Closing So Many Branches?
Digital Banking Is Driving the Shift
More customers are choosing to bank via mobile apps and online platforms rather than visiting physical branches. Banks like Bank of America are responding to these trends with strategic closures. The reasons include:
- Decreased foot traffic: With online options available, branch visits have significantly declined.
- Cost savings: Physical locations are expensive to operate, and closing them helps reduce overhead.
- Pandemic-driven habits: COVID-19 accelerated the move toward remote financial services, permanently altering customer behavior.
This isn’t just a Bank of America trend. More than 320 bank branches across the U.S. have closed so far in 2025, with projections suggesting continued closures through the decade.
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Major Banks Also Closing Branches in 2025
Bank of America isn’t alone in reducing its branch network. Other major financial institutions making similar moves include:
- Wells Fargo and Chase: Closed 145 branches in just five weeks earlier this year.
- TD Bank: Already shut several locations in 2025 and has more closures scheduled.
Pennsylvania Bank Closures: A Closer Look
Pennsylvania has been hit particularly hard, with multiple banks closing locations across the state:
Citizens Bank
- 1201 Knapp Road, North Wales
- 116 W. Township Line Road, Havertown
- 176 W. Street Road, Feasterville-Trevose
Fulton Bank
- 122 Eagle Point, Bellefonte
- 599 West Market St., Hellam
- 611 Shrewsbury Commons Avenue, Shrewsbury
- 200 South Poplar St., Berwick
- 866 North U.S. Route 15, Dillsburg
- 1732 E. Third St., Williamsport
- 835 North Fourth St., Sunbury
PNC Bank
- 345 Court St., Coraopolis
- Bon Aire Shopping Center, Route 8, Butler
- 801 Bishop St., Bellefonte
- 230 S. Broad St., Philadelphia
TD Bank
- 8600 Germantown Pike, Philadelphia
- 101 Lancaster Ave., Frazer
- West Trenton Avenue and Carlisle Avenue, Morrisville
Wells Fargo
- 1001 Pennsylvania Ave., Matamoras
- Centre Square, 1 N. Main St., Red Lion
- 1700 Market St., Philadelphia
Full List of Bank of America Branch Closures for 2025
Bank of America has scheduled closures in multiple states throughout 2025. Below is a comprehensive breakdown:
California
- April: 134 South Church Street, Grass Valley
- May: 1510 The Alameda, San Jose; 3150 Campus Drive, San Mateo
- June: 4551 2nd Street, Suite 120, Davis
- October: 16811 Algonquin Street, Huntington Beach
- November: 5800 Santa Rosa Road, Camarillo
- December: 445 Powell Street, San Francisco
Florida
- May: 10690 Forest Hill Boulevard, Wellington
Illinois
- January: 240 N Randall Rd, Lake in the Hills; 3210 W IL Route 60, Mundelein
Kentucky
- September: 201 Bastogne Avenue, Fort Campbell
Massachusetts
- March: One Post Office Square, Lynnfield
Nevada
- September: 300 South Fourth Street, Las Vegas
South Carolina
- October: 910 Savannah Highway, Charleston
Texas
- September: 1206 South Bowen, Arlington
Virginia
- May: 9280 Old Keene Mill Road, Burke
Washington
- January: 1201 Madison Street
- February: 4323 SW Admiral Way
- April: 9019 Rainier Avenue South
Who Will Feel the Impact the Most?
While tech-savvy customers may easily transition to digital banking, others could be severely affected by these closures.
Most Affected Groups:
- Elderly customers: Many older adults prefer in-person services and may struggle with apps or websites.
- People with disabilities: Physical branches offer accessibility features not always available online.
- Low-income communities: Individuals without reliable internet or digital literacy may find online banking inaccessible.
What Comes Next for Customers?
The industry is clearly moving toward digital-first service models, but that doesn’t mean all customers are ready. Banks like Bank of America must balance efficiency with accessibility, ensuring that the most vulnerable users are not left behind.
Customers are encouraged to:
- Enroll in online and mobile banking if possible.
- Use telephone banking services for basic tasks.
- Visit the nearest remaining branch for support and in-person help.
- Explore ATMs with expanded features (some now offer check deposits and loan payments).
Final Thoughts
Bank of America’s branch closures mark a pivotal shift in the U.S. banking landscape. While the trend favors innovation and efficiency, the human cost of reduced accessibility cannot be ignored. The challenge for 2025 and beyond will be ensuring that the evolution of banking includes everyone.