TD Bank is preparing to close 38 of its branches in 10 states plus Washington, D.C., starting June 5, 2025. This move will affect customers from major cities like New York to small towns such as Houlton, Maine, removing local access to in-person banking for many. Here’s a detailed guide on why this is happening, which branches are shutting down, and how you can prepare for the change.
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Adapting to Changing Customer Habits
TD Bank cites “streamlining operations” and adapting to “evolving customer behavior” as the reasons for these closures. In simpler terms, more customers prefer banking through apps and online platforms rather than visiting physical branches. As a result, maintaining underused branches becomes less viable for the bank.
Impact of Regulatory Challenges and Financial Penalties
In 2024, TD Bank faced significant regulatory setbacks after pleading guilty to failures related to money laundering controls. The bank paid $3 billion in penalties and is now subject to asset growth limits, restricting its ability to expand operations in the U.S. This has pushed TD Bank to focus on cost-cutting measures, including reducing its physical footprint.
Complete List of TD Bank Branches Scheduled to Close
The following branches will cease in-person operations starting June 5, 2025:
Connecticut
- 1289 Foxon Rd., North Branford
- 215 High St., Torrington
District of Columbia
- 1611 Wisconsin Avenue NW, Washington
Florida
- 1590 South Nova Rd., Daytona Beach
- 160 NW Main Blvd., Lake City
- 500 Collins Ave., Miami Beach
Maine
- 112 Main St., Fairfield
- 62 West Main St., Fort Kent
- 95 Main St., Gorham
- 6 North St., Houlton
Massachusetts
- 860 South Main St., Bradford
- 465 North Main St., East Longmeadow
- 420 Franklin St., Framingham
- 50 Holyoke St., Holyoke
- 547 Broadway, Methuen
- 2345 Main St., Tewksbury
New Hampshire
- 10 N Main St., Bristol
- 884 Main St., Contoocook
- 40 High St., Hampton
- 905 Elm St., Wilton
New Jersey
- 85 Pompton Ave #107, Cedar Grove
- 670 Laurel Ave., Holmdel
- 191 E. Rte. 70, Marlton
- 145 Skyline Dr., Ringwood
- 1 Royal Rd., Flemington
- 555 Warren Ave., Spring Lake Heights
New York
- 125 Park Ave., New York
- 451 Lexington Ave., New York
- 156 Dolson Ave. #A-B, Middletown
- 460 Pulaski Rd., Greenlawn
- 136 Margaret St., Plattsburgh
Pennsylvania
- 8600 Germantown Pike, Philadelphia
- 101 Lancaster Ave., Frazer
- 346 West Trenton Ave., Morrisville
South Carolina
- 1501 Main St., Columbia
- 6 Elmshorn Dr., Greer
Virginia
- 6200 Multiplex Dr., Centreville
- 1750 North Hampton Ave., Reston
What Should Customers Do If Their Branch Is Closing?
Stay Calm — Your Money and Accounts Are Safe
Branch closures do not mean your accounts are being shut down. Your money remains fully accessible, but you will need to adjust how you conduct your banking.
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Shift to Mobile and Online Banking
TD Bank encourages customers to use its digital banking services. If you haven’t already, download the TD Bank app or sign up for online banking to manage your accounts, pay bills, and transfer money remotely.
Locate the Nearest Open Branch or ATM
Use TD Bank’s online locator tool to find nearby branches that remain open. Many ATMs will also stay operational even if the branch closes, allowing you to withdraw cash and deposit checks.
Transfer Any In-Person Services
If you rely on your branch for loans, mortgages, or business banking, contact TD Bank to move those services to another branch or explore fully digital options.
Confirm Before Visiting
Before driving to your usual branch, verify its status, especially after June 5, 2025. Many customers could waste trips if they don’t check first.
Is This the Beginning of the End for TD Bank’s Physical Presence?
TD Bank still operates over 1,130 branches across the U.S., predominantly on the East Coast. However, closing 38 branches signals a significant strategic shift away from brick-and-mortar banking.
While many tech-savvy customers might embrace this change, those who depend on face-to-face service—like seniors or small business owners—will feel a notable impact.
For these communities, losing a TD Bank branch is more than losing a bank—it’s losing a local hub where real problems were solved in person.
Final Thoughts: Prepare Now Before Your Local TD Bank Branch Closes
If your TD Bank branch is on the closure list, make sure to visit or handle any important in-person banking before June 5, 2025. After that date, digital platforms and alternative branches will become your only option.
The landscape of banking is evolving quickly. Staying informed and ready for these changes will ensure your financial needs continue to be met smoothly—even as your local bank branch disappears.