OAS Payment Dates 2025: Increases and Amounts Explained

OAS Payment Dates 2025: Increases and Amounts Explained

The Old Age Security (OAS) program, a cornerstone of Canada’s social safety net, provides monthly payments to eligible seniors aged 65 and older. In 2025, recipients can anticipate both predictable payment dates and potential increases due to inflation adjustments. Here’s an overview based on official updates.


OAS Payment Dates for 2025

The Government of Canada has announced the following OAS payment dates for 2025:

  • January: January 29, 2025
  • February: February 26, 2025
  • March: March 27, 2025
  • April: April 28, 2025
  • May: May 28, 2025
  • June: June 26, 2025
  • July: July 29, 2025
  • August: August 27, 2025
  • September: September 25, 2025
  • October: October 29, 2025
  • November: November 26, 2025
  • December: December 22, 2025

Recipients should expect payments to arrive via direct deposit or mail on these dates. To avoid delays, Service Canada encourages direct deposit enrollment.


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Projected Payment Increases for 2025

OAS benefits are adjusted quarterly (January, April, July, and October) to account for inflation as measured by the Consumer Price Index (CPI). For 2025, this adjustment ensures that OAS payments continue to reflect the rising cost of living. Specific adjustments will be announced at the start of each quarter.

For reference, the maximum monthly OAS payment for the fourth quarter of 2024 is $727.67. It is expected that similar quarterly increases will carry forward into 2025. Additionally, seniors aged 75 and older receive a 10% boost to their monthly OAS payments, as introduced in July 2022.


Eligibility and Additional Benefits

OAS eligibility depends on residence history in Canada. Seniors with lower incomes may also qualify for the Guaranteed Income Supplement (GIS), which provides further financial support. The GIS is similarly adjusted for inflation to maintain purchasing power.


How to Maximize Benefits

  1. Apply on Time: Seniors should apply for OAS benefits six months before turning 65 to ensure timely payments.
  2. Defer Payments: By deferring OAS payments up to age 70, recipients can increase their monthly payments by 0.6% per month deferred (up to 36%).

For more information on OAS eligibility, GIS, and updates to payment rates, visit the official OAS page on Canada.ca​


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By staying informed on payment dates and maximizing benefit options, Canadian seniors can better plan for their financial security in 2025.

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